Gogie;c-418114 wroteYou should see my personal budgeting and retirement spreadsheets!) so I don't mind playing around with it.
@Gogie you sound like my kind of money guy :) I was the same way till Excel could not do what I wanted it to do (or look) and other sites did month to month budgeting which made me think "Who the hell gets paid month to month?", so I programmed an entire budget application that is based on a paycheck to paycheck system. It tells you what bills are due between this paycheck and the next one. It also uses Gail Vaz-Oxlade money jars idea from "Till Debt Do Us Part" so that basically you get paid and you take that paycheck and divide it up into all the variable expense jars (expenses that fluctuate all the time) like "Food", "Gas", "Car Repairs" etc.. and then you have bills in the system so that in a nutshell your jars + your bills should add up to what's in your account! I can import my bank records and track my spending in categories.. I absolutely could not live without it. I keep trying to make it multi user so others can use it but that's a big task but I hope to some day! There is such freedom in knowing exactly where you spend all you money and knowing if you can ACTUALLY afford something! Here are some screenshots! of it
