Another thing to keep in mind for Paypal is if you're sending money to a friend/forumer, be sure to click on the
"I'm sending money to family or friends" choice so that it will be treated as a personal transaction or gift with no fees.
A friend paid for my BAP but clicked on "I'm paying for goods or services" choice and Paypal charged fees. I
phoned Paypal and was able to have the fees refunded.
Scotty12;342201 wrotePaypal transactions can be cancelled/reversed, I wouldnt advise using it to swap with someone unfamiliar.