ottawaplayer;197872 wroteI am okay with the call preflop, but I think that this is a definite fold after the SB pushes all-in.
Although the prize money is not large, it could be a factor in the decision. If the SB is a good player, you would also hope that he is sending a message that he has a relatively strong hand and will eliminate the UTG. So, without risking any more chips with a 10 high flush draw, you are probably moving up to at least third place, and are still not crippled from a relative bb perspective (when you consider all stacks).
One thing I didn't mention was my postflop reads. All-in player was clearly disgusted by the flop. I took this as he had a small pair or two paint with no club. SB was a weak player, took him to have A rag, probably no club.
If I call and lose, I likely still get 3rd. Call and win, will be tough not to finish 1st. Fold, likely finish 2nd or 3rd (leader would have massive chip lead).
If my reads are correct, I'm 35% to win the pot, and getting 3/1 on a call. Given the crapshoot style in late play, I believe I would call next time I'm in this spot (I had made the fold post flop).